The days are much shorter, nights colder and we’ve already experienced a tiny bit of sleet. As autumn turns to winter, the weather is bound to get worse and the temperatures will drop further.View Post
Last week I used a financial personality test to assess my attitude to saving money. Unfortunately, I didn’t do well and was labelled a “day dreamer” who was potentially heading towards financial oblivion!
Truth is, the results from using the online tool, which is available on the Aviva website, didn’t surprise me. My wife and I have just spent a fortune having a new kitchen installed. Having spent all this money on a kitchen suitable for a modern family, our finances aren’t in the best shape. View Post
Money is a touchy subject in this household at the moment. Regular readers of the blog will no doubt be aware that we’re in the final stages of having a new, family-friendly kitchen installed.
As is often the case with such projects, we have over-spent. It’s not disastrous, but we are feeling the pain and Mrs Adams and I are wishing we had saved up more money before the works began. View Post