Many of us rely on connected devices throughout our journeys, from smartphones and tablets to smartwatches, wireless earbuds and laptops. If you are travelling as a family group, just look at how much tech you have with you. I would happily wager your children will have earbuds or headphones along with phones and tablets while mum and dad will have phones and a laptop, maybe more.
This tech isn’t simply to step kids from getting bored during a long journey. Industry research from IATA suggests travellers are increasingly using smartphones for booking, payments, check-in, boarding and baggage processes too.
However, as technology becomes more central to each trip, losing access to a device can disrupt everything in a matter of seconds. As a result, it pays to prepare in advance and keep your wits about you once you’re on the move.
Why adventure increases risks for our gadgets
Travel exposes you to hazards rarely faced at home. Busy airports and train stations and unfamiliar destinations create more opportunities for theft, like a smartphone left on a café table for a few moments in high-traffic tourist areas.
You also face a greater chance of accidental damage when moving devices between bags, pockets, hotel rooms, vehicles and security checkpoints. A laptop or phone could also suffer water damage from unexpected weather or mishaps around pools and beaches.
Plus, if you move between multiple locations in a short period, it becomes easier to leave technology behind in a hotel room or on a train.
Reviewing cover before you go
Some people assume their devices automatically have protection, only to discover important exclusions after something goes wrong.
Check whether your home contents insurance covers personal possessions outside the home and while abroad. Some policies include limited cover, while others require a personal belongings extension. Pay particular attention to single-item limits, excess amounts and any restrictions relating to unattended items.
Some travel insurance policies also cover personal gadgets, but limits vary considerably. If you carry a high-value phone, for example, mobile phone insurance offers more specific protection for loss, theft, accidental damage and breakdowns.
Practical ways to reduce risk
Prevention is your best defence. Device tracking services such as Apple’s Find My and Google’s Find My Device help you locate missing equipment and, in some cases, remotely lock or erase sensitive information.
When you are not using valuable items, keep them in a hotel safe where available. During transport, use bags with secure zips and avoid displaying expensive gadgets unnecessarily in crowded areas.
Cloud storage and regular backups protect your information if a device becomes lost, stolen or damaged beyond repair. Strong passwords and multi-factor authentication also limit unauthorised access to your banking apps, email accounts or personal information.
Tech might make your journey easier, but it also ups your exposure to loss, theft and damage. Reviewing your insurance and taking practical measures before and after departure can help you enjoy your trip with greater peace of mind.
Like this post? Check out my other articles focused on travel.

