With the main Christmas shopping season well and truly upon us, identity theft is a real risk we all need to consider. It’s a threat I have always taken very seriously after someone broke into my car a few years ago and stole some identity documents. Thankfully on that occasion, I was lucky. Consumer credit
Getting your children to understand how money works and why it is important to save can be a challenge. The older of my two children, Helen, seems to have grasped that money is something you have to earn. My youngest, who is three, is a long, long way from understanding this!